If you’re a college student, you probably already have a credit card. If
not, you may have plans to get one or more soon.
So why should you read this guide ?
• Because financial debt is one of the main reasons
that many students end up dropping out of college.
• Because your college years can be some of your most memorable—and some of
your most costly. They don’t, however, have to be the beginning of an adult
life strapped with debt.
• Although you may still feel in limbo between your teen years and
adulthood, it’s time to take charge of your finances and manage them as an
adult. The sooner you do, the sooner you’ll be able to start saving and
spending your own money.